Onchain Infra · Markets & Payments · 21 / 22
Paying, getting paid, reconciling
Checkout, payouts, payroll and B2B settlement on stablecoin rails, with references that let finance teams reconcile.
Where it connects
Merchant acceptance
Checkout that takes stablecoins.
Payouts
Mass payments to sellers, workers, creators.
Network settlement
Card networks and banks settling in stablecoins.
Across ecosystems, not one chain.
Settlement time
Reconciliation data
Refunds and disputes
On Tempo · In the protocol
Payments are what Tempo is tuned for: reserved lanes, memos for references and virtual deposit addresses.
Payment lanes
Transfers always fit in the block
Transfer memos
ISO 20022Invoice IDs ride with the money
Virtual addresses
T3One deposit address per customer