FASB's proposal could move qualifying stablecoins into the cash line. Treasury gets bank-transfer accounting with internet-speed settlement.
The number
0%
of companies using stablecoins cut costs by at least 10%
The problem
$0.00–$12
per settlement on some chains
0 Nov
2026: FASB comments close
Pay Lagos or Manila on a weekend, booked like a bank transfer.
Settle with marketplace partners as events happen.
Run multi-country payroll from a single dollar balance.
Biggest savings land outside the G20.
Four steps before 19 November
01
Read the proposal
02
Get issuer redemption terms in writing
03
Model covenant impact with lenders
04
Comment
FASB's three tests
On demand
Redeemable on demand
Known amount
Directly with the issuer, not only via an exchange
Reserves
Full, segregated reserves
Stablecoins may soon sit in your cash line
Tempo brings
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