Onchain Finance · 06 / 8
Deposit once, strategies do the work
A vault takes deposits, issues shares, and runs a strategy: lending, liquidity provision, Treasuries or a mix. The share price rises as the strategy earns. Curators and allocators decide where capital goes within limits the vault enforces.
Value locked · live
$25.0B
DefiLlama categories: Yield, Yield Aggregator, Risk Curators, Onchain Capital Allocator
Largest
Spark Liquidity Layer
11% of the category · $2.8B
Live from DefiLlama · 17 Oct 2026 20:19 UTC · refreshed hourly
Auto-compounders
Harvest and reinvest rewards on a schedule.
Curated lending vaults
Allocate across isolated lending markets.
RWA vaults
Hold tokenized Treasuries or credit.
Ranked by value locked, live from DefiLlama.
| # | Name | TVL | Share | Chains |
|---|---|---|---|---|
| 01 | Spark Liquidity Layer | $2.8B | 11.2% | 8 |
| 02 | Steakhouse Financial | $2.5B | 10.0% | 11 |
| 03 | Sentora Curator | $2.5B | 10.0% | 4 |
| 04 | Veda | $1.8B | 7.3% | 13 |
| 05 | Spark Savings | $1.7B | 6.7% | 8 |
| 06 | Gauntlet | $1.6B | 6.4% | 13 |
| 07 | Grove Finance | $1.4B | 5.5% | 5 |
| 08 | Concrete | $1.2B | 4.8% | 5 |
Strategy risk
The vault inherits every risk of where it deploys.
Curator error
A bad market or oracle choice can hit all depositors.
Withdrawal liquidity
Illiquid strategies queue or gate exits.
On Tempo
Tempo Earn is a vault product: stablecoins in, shares out, with strategies across Treasuries, credit and lending. Platforms can earn a share of returns.