Onchain Features · 03 / 8
Near-Zero Cost
Fractions of a cent, paid in dollars.
A Tempo transfer costs about $0.0006 at the fee cap and about $0.00003 when the network is quiet, paid in stablecoins rather than a volatile gas token. The fee doesn't grow with the amount, so a $1M transfer costs the same as a $1 one.
Some chainsup to $12
Some chainsfrom $0.30
Tempo transfer$0.0006
$0.0000
Standard transfer at the cap
Source · Tempo docs (T7)
$0.00000
At the fee floor
Source · Tempo docs (T7)
0–30 bps
All-in bank stablecoin payment
Source · Launching Stablecoin Payment Products
Today vs Onchain
TodayOnchain
Fee model% of amountFlat, sub-cent
Fee currencyVolatile gas tokenAny USD stablecoin
Some other chains$0.30–$12 per settlement≤ $0.0006
Who paysAlways the senderSender or a sponsor
Cost by Amount
Move the slider. Percentage fees grow with every dollar; a flat network fee doesn't.
Amount sent
$10,000
Bank stablecoin product10–30 bps all-in$10.00 – $30.00
Some other chains$0.30–$12 per settlement$0.30 – $12.00
Tempo transfer≤ $0.0006, flat$0.00003 – $0.0006
Log scale. Ranges from Tempo's docs and reports; bank cost is FX, onramp, pool and custody combined.
How It Works on Tempo
01
Pay gas in a stablecoin
Any USD TIP-20 with Fee AMM liquidity can pay the fee.
02
Bounded base fee
Falls when blocks are quiet, capped when they're busy.
03
Fee AMM converts
Validators receive their chosen stablecoin at 0.9970 per 1.0.
In Practice
Felix Pago· Remittance
Fee spikes
Predictable
Settlement cost
“Tempo adds a settlement layer purpose-built for payments, which is important for a real-time remittance product like ours.”
Read story
ARQ· Cross-border fintech
Gas balances
USD stablecoins
Network fees
“Tempo understood what we were building, moved with urgency, and offered the infrastructure, product vision, and long-term alignment we needed to scale ARQ.”
Read story
Altitude· Business finance OS
Separate wallet
Built-in
Setup
What It Unlocks
01
Micro-payouts
Pay cents to thousands of people without fees eating them.
02
Predictable unit economics
A flat $2.99 remittance stays profitable.
03
No gas token on the books
No volatile asset for finance teams to account for.